Overseas Travel Insurance

This Insurance covers expected and unplanned medical expenses when you are abroad. Certain Non-medical expenses are also insured.

There are various plans to suit your needs. Medical cover to trip cancellation and interruption plans are available.

Broadly policy coverages are as under-

Coverage

• Medical cover
• Daily allowance in case of hospitalization.
• Dental Treatment
• Repatriation of Remains
• Passport Loss
• Checked Baggage Loss
• Checked Baggage Delay+
• Personal Accident
• Personal Liability
• Financial Emergency
• Hijack Distress Allowance+
• Various Plans and Limit Available

Additional Covers

• Trip Cancellation & Interruption
• Missed Connection
• Trip Delay

General Exclusions

• Travel against medical advice or
• Any Pre-Existing Condition or
• With the in of receiving medical treatment or
• After a terminal prognosis has been made or
• If the Insured is aware of any circumstances that could reasonably be expected to give rise to a claim
• Winter Sports or the use of dry ski slopes
• Manual work of any kind
• Direct participation in riot civil commotion
• War, invasion etc
• Accidents whilst racing, motor rallies gliding etc
• Suicide, mental disorder, depression etc
• Nuclear fissions, consequential loss, pregnancy claims, bankruptcy or liquidation, pre existing physical or mental defects and like.

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